May 28, Ms. Chen Yina, director of International Settlements marketing team from Xiamen Branch of Bank of China, delivered a lecture on “Bank Planning for the future”at International College, Xiang'an Campus, which was one of the lecture series on Finance and received warm welcome from the students.

Before the talk began, Ms. Chen randomly questioned the studentsabout all the confusion on the banking sector in order to provide more specific answers and fully mobilize the atmosphere. In the first part of the lecture, Ms. Chen introduced universal banking industry structure and business typestructure based on the example of Bank of China. Afterwards Ms. Chen also introduced the most important sections of a bank, including commercial banking, corporate finance, personal finance and business, and financial markets. For corporate banking and personal financial services, Ms. Chen stressed the importance of the predictive ability of practitioners and explained theprocessof each type of business interspersed with analysis of the bank's profitability and operating models. Then, the speaker also introduced the second banking business - investment banking and selected the fixed income, financial advisors, and leveraged and structured finance business for a detailed explanation. She also analyzed the causes of the global subprime mortgage crisis and the meaning and originof the subprime, and briefly described the BOC overseas business, a part of investment funds.

In the second part, Ms. Chen analyzed reasonfor choosing banking: better income and benefits, stability, and being able to learn a wealth of knowledge in many aspects. However, in a bank one may be more likely to face long working hours, fast-paced business and other issues due to the strict disciplines and training of a bank.

The third part of the lecture was on how to prepare for entering a bank. Keeping warm in mentality, hardworking, being able to work overtime and strong sense of service; a system of knowledge to cover the economy, finance, accounting, international finance and marketing areas; a CPA, CFA, CFP, FRM and other certificates on professional skills. In terms of the employment process, Ms. Chen gave an analysis of some choices into the bankingindustry, such as the selection ofjoint-stock banks and state-owned banks, andworking in the head office or a branch.

During the entire lecture, Ms. Chen, with her humorous language, interacted with the students; in the most easily understood way she introduced the knowledge of the banking industry and provided more career advice, which made the students learn a lot. Through this lecture they not only learned a few basic knowledge about the banking industry, but also clearly knew how to prepare for getting into this industry. I believe the lecture series will enable students to find their own direction and goals of employment, enhance their personal career planningand make them more confident in the future when faced with a job.